Who We Help

We Help Good People Through Life's Journey

Our clients are the responsible people. They are the ones who know that it is up to them to make a plan to protect themselves and their loved ones from harsh realities that life can bring.

It is on them to be certain that they retire in peace and security. They have to make sure that their parents get to age in place with dignity and independence despite the high probability of a long-term care need.

Our clients are the ones who worry about protecting a hard-won life savings from sudden and rapid loss to the care required by Alzheimer’s or Parkinson’s disease. They struggle over how to protect the future inheritances of children and grandchildren when necessary long-term care can cost $10,000 to $15,000 per month, or even more.

They are the ones who face the tough choice of either quitting a job to become a care giver or spending their own retirement money to take care of a parent on a journey of physical or mental decline.

Our clients are the parents and grandparents who lie awake at night worrying about how to give a child or grandchild with a special need a fighting chance in a world where the playing field is far from fair.

They are the clients who feel that they should do what they can to make sure one-half of their child’s inheritance does not walk off in the hands of that child future ex-spouse.

Our clients know that it is just not fair that someone could save for a lifetime only to become impoverished in the blink of an eye because of a disability or a special need.

They know they need an extraordinary guide to show them how to solve these momentous problems.